In case you have been involved in a distracted driving accident, the first thing that probably comes into your mind is how to get out of paying for your own medical bills. The costs of injuries and lost wages can be quite costly and this is why it is imperative for you to get an expert to help you get out from underneath the burden of your injuries. In case you haven’t heard, Michigan is one of the states that have a no-fault law. This means that if someone is injured in a car accident in Michigan, they don’t have to pay for any of their own medical expenses or damages unless they can prove that the person at fault was at fault.
The first thing that you need to do is to contact a Michigan distracted driving accident lawyer to help you recover the damages that you are entitled to. The first step that you need to do is to contact your insurance agent and file a claim. Depending on the type of coverage that you have with your insurance company, there may not be anything that they can do to help you. However, there is always the option of a no-fault law. When this provision is put in place, there are some things that your insurance company can legally do for your benefit.
The first thing that the lawyer will do is assess the accident and its implications. They will also talk to the police and gather witness information. After all of these steps have been completed, your lawyer will contact your insurance company. Once you have the paperwork from your lawyer, you need to take a look at the details yourself. This way, you will know what exactly happened during the accident. It is also important to note if there were any injuries or damages caused to other people.
Now that everything is settled, you can start the process of filing your claims. First, the police should be able to give you the official report of the accident. Then, your lawyer will review the police report to determine if the officers’ assessment is accurate. If it is, then you will file a lawsuit against the driver of the car involved in the accident.
Your next step may come from the car insurance company. They will require an in depth analysis of the incident. In this meeting, they will ask you about the details of the distracted driving and how you detected the distraction. Also, they may ask you why you think that he was distracted and if you think that it influenced the outcome of the accident.
After reviewing the police reports, and other information, they may also ask you to go to court to get an insurance settlement. It is also possible that you may be required to attend counseling sessions in order to learn some tips to prevent further accidents. In some cases, they may also require that drivers take medication for some disorders.
The lawyer you hired should know how to contact insurance companies quickly. This is crucial if the other driver’s insurance company contacts the police right away. When the accident is in their file, they should know how to contact the insurance company with the details of the accident and your lawyer’s contact information. This way, if they deny your claim or offer you a low amount, your lawyer can use this as leverage to demand a higher amount.
Filing a lawsuit when you are the victim of a distracted driving accident can be complicated and time consuming. You may have to first prove that the accident was indeed distracting. Then you will have to prove that the accident was not your fault. Lastly, you will have to convince a judge or jury that you were injured in the accident. Hiring an expert lawyer in Michigan may make all the difference between success and failure.